A Super Bowl Snack

I live in Indiana so of course we'll be cheering for the Colts in Sunday's Super Bowl game. Here's a simple snack I'll be making for game time:

Baked Nacho Dip

1 can refried beans, or mashed cooked or canned beans such as pintos
sour cream (1/2 cup or more to taste)
salsa (1/2 cup or more to taste)
4-8 oz. shredded Monterey Jack cheese (or whatever cheese you like)

Spread refried beans in the bottom of a 9" baking dish.
Spread salsa over beans.
Spread sour cream over salsa.
Spread cheese over sour cream.

Bake at 350 until cheese is melted. Serve with tortilla chips or Doritos.

Sometimes I just put it under the broiler for a few minutes to melt the cheese because we like it a little brown on top. You can also add ground beef or shredded chicken, green chilies, black olives, etc.